Found a car on Autotrader, eBay or at the dealer? Drop the numbers in, see what it actually costs per month, then compare finance from lenders who'll consider first-time and thin-credit drivers.
Illustrative figure only, not a quote. Your rate depends on your credit profile and the lender. We may be paid commission if you take out finance via a provider we link to. This doesn't affect the price you pay.
Autotrader, eBay Motors, Facebook Marketplace, the dealer forecourt, wherever. We don't list cars, so there's no bias toward any one seller.
Plug in the price, your deposit and term. See the realistic monthly for your credit position, not just the best-case headline rate.
Click through to the broker or lender's own site to apply. The agreement is between you and them. We just pointed you at the right door.
One gives you lower monthlies, one leaves you owning the car. Here's how to tell which fits your situation, with the numbers side by side.
Read the guide →What lenders actually check, why a thin file isn't the same as a bad one, and what improves your odds before you apply.
Read the guide →Balloon payments, stretched terms, and the tricks that turn a "low monthly" into the most expensive deal on the forecourt.
Read the guide →